Did you know the majority of storm damage to your roof is not noticeable from the ground? Just because you don’t see damage or are not leaking, does not mean you do not have enough damage to file an insurance claim. Midwestern storms are brutal so take action now. We will show you how.
Your insurance company will cover the cost to replace your roof if it meets their requirements as an insurable loss. A roof damaged by hail and high winds will inevitably lead to costly out of pocket expenses. We provide a no strings attached property inspection and will give you an honest assessment. If you have damage, we will take you step by step through the process of your insurance carrier covering your damage.
Click on the subjects below to learn more.Storm Damage and Your Roof
Hail and Wind damage constitutes as an insurable loss. This loss is one that your insurance carrier is required to cover. It is your insurance carrier’s fiscal and legal obligation to return your property to the condition it was prior to the loss.
- Most insurance companies have a one-year limitation to file a claim.
- Storms producing winds that exceed 50 MPH are very common in the Midwest.
- A new roof protects the investment of the insurance company.
- Your insurance company does not want to pay for further interior damage if they can prevent it.
Midwestern storms will damage your roof and it is nearly impossible to see the damage from the ground. The ‘granules’ are what protect your shingles from being exposed to the sun’s UV rays. Hail hits will cause granules break down causing roof leaks and further damage. Also, high winds blow shingles loose, therefore they will never re-seal. This also will cause your roof to leak.
If there is not significant damage on your roof to justify filing an insurance claim, we will let you know. This is our policy. We do not advise homeowners to file a claim on marginal damage. If there is substantial damage we will advise you. When we are certain there is a sufficient amount of hail hits, bruises, dimples, missing shingles, or creased shingles on your roof, we then are confident the insurance company will pay to replace your roof, less the cost of your deductible.