For most homeowners, insurance is something they purchase but hope to never use. With inclement weather conditions, however, we’re not all so lucky. Storms come, accidents happen and damage occurs. As such, homeowners may find themselves picking up the pieces due to storm damage and dealing with a claims adjuster from their home insurance company. When that time comes, knowing the insurance claims process gives you a better chance to recover the funds you deserve within a reasonable time frame.
As a licensed roofing contractor, Creative Construction Group has put together a few helpful tips to demystify the procedure. Depending on the size of your home insurance claim, the insurance adjuster may ask for pictures of the damage, receipts for lost items and repair estimates. We understand these processes and requirements and can work as your advocate so the process flows smoothly and you get every cent due.
What Is a Home Insurance Adjuster?
A home insurance adjuster is an employee or independent contractor of your insurance company whose goal is to evaluate your claim and decide how much compensation the company should pay out. Remember these two important things when negotiating with the adjuster:
The insurance is bound by law to act in good faith. This means that as long as your contract covers the damage in question, the roof for instance, then they are legally obligated to cover your insurance roof claims. So you don’t have to accept their first offer if it is not sufficient enough.
You have the upper hand, especially when you work with a licensed contractor like Creative Construction Group. We will be present at your meeting with the insurance adjuster to provide a full breakdown of the damage report as well as the corresponding restoration estimates.
We understand the hassles involved in these processes, so you can expect our experienced team work with you every step of the way to make it easy. Once approved, our premium roof installation services will ensure that you have your home restored to its glory in the quickest possible time. Call us today at (815) 339-0550 or fill out our contact form. We serve clients in Crystal Lake, IL and the surrounding areas.